
Generally overlooked in the debate over health care reform, and of particular interest to New Old Age readers, is the C.L.A.S.S. Act, a bill introduced by Senator Edward M. Kennedy, Democrat of Massachusetts, that would establish a national long-term care insurance program. The idea has circulated for years, but now advocates think there’s a real possibility such a plan will be incorporated into whatever health care bill emerges from Congress.
The C.L.A.S.S. Act (short for Community Living Assistance Services and Support, if you’re wondering) could transform the way people pay for long-term care. Participants would receive daily benefits — money they could use to pay for home care, adult day programs, assisted living or nursing homes — whether they’re elderly or young and disabled.
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